Coworx staffing services is seeking an experienced Credit Analyst II to join our team and support the evaluation and management of credit risk across a diverse portfolio. This role is ideal for someone with strong financial analysis skills, excellent attention to detail, and the ability to make informed credit decisions in a fast-paced environment.

Responsibilities:

Analyze and render decisions on incoming credit applications for powersports loans, ensuring adherence to company guidelines and risk policies. Assess borrower creditworthiness through credit reports, structure, and other tools. Collaborate with dealers to negotiate deal terms where necessary, working to maximize capture rate while maintaining credit quality. Communicate credit decisions clearly and professionally to dealer partners and the sales team. Build and maintain strong relationships with dealers to support business growth and promote loyalty. Conduct timely follow-ups on approved applications. Review and resolve funding exceptions in a timely and accurate manner. Review and resolve questions from newly hired employees and Credit Analyst I. Provide ongoing training to dealer partners on credit processes, funding requirements, and company policies. Handle both incoming and outgoing calls. Actively remind and educate dealers on value-added products to enhance customer offerings and increase product penetration. Demonstrate excellent verbal and written communication skills in all interactions with internal teams and external partners. Work closely with internal teams (sales, funding, customer service and credit). Assist in developing underwriting procedures and training tools. Handle escalated dealer or credit partner issues that require higher discretion and problem-solving. Assist management in training new hires. Collaborate with the Credit Manager to set up the business and ensure adherence to regulatory requirements. Support the Credit Manager in auditing files for accuracy and compliance. Utilize Microsoft Office and Loan Origination Systems (LOS) to process and manage loan applications.

Desired Background/Skills:

A minimum of 5 years of experience in credit analysis Proficiency in Microsoft Office (Word, Excel, PowerPoint). High school diploma, associate degree or equivalent in Finance, Business, or related field. Strong interpersonal and relationship management skills. Proven ability to assess credit risk and make sound lending decisions. Ability to work independently and collaboratively in a fast-paced and changing environment. Strong analytical and decision-making skills. Research and problem-solving capabilities. Excellent communication and interpersonal skills. Ability to follow established procedures and processes. Act as a resource for dealer and staff questions. Ability to work on-site

Other Information:

Don’t miss out on this excellent opportunity to join a hardworking, supportive team- apply with us today to get started! CoWorx is an equal opportunity employer dedicated to fostering a diverse and inclusive team. We believe that a varied workforce enhances our business outcomes and contributes to a brighter future for our internal teams, Field Talent, customers, and communities. We are committed to considering all qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, age, national origin, or veteran status, and we do not discriminate based on disability. If you are a person with a disability and require assistance during the recruitment process, please reach out to us. #CA4101

Interested candidates please reference job code 243392 when responding to this ad.